320 pages, $16.95.
Young adults face lots of temptations – and many of them aren’t cheap. In an effort to help young people avoid financial pitfalls and gain an economic toehold, DeShurko’s book tackles the complex world of modern money management. The book is split into two parts: how to grasp the basics (transportation, housing and other essentials) and what to do with extra money (investments and insurance). Appendices provide resources and information about financial record retention and identity theft. (800) 526-0275, http://us.penguingroup.com.