The staff of the Boys & Girls Club of Bay County, Fla., was overjoyed when the organization received a donated trolley bus from the county transportation organization. The club, which picks up kids from 10 area schools, has two full-size buses and two vans, but it wanted to serve additional schools.
The trolley will get a full safety check-up from both the county and the club before it’s put on the road, said Executive Director Paul Mosca. It will, of course, also be insured under the club’s liability insurance policy.
Having the right insurance is key for nonprofit organizations, not only to manage risks but also because some business contracts, such as rental agreements or grants, insist on certain coverage. And the right coverage policies can be expensive.
The recent economic crisis has intensified challenges throughout the nonprofit sector. Nowhere is the strain felt more than in the field of out-of-school time (OST) where an “Accordion Effect” — the simultaneous top-down pressure for accountability and bottom-up pressure to meet the ever-growing demands of communities that have been hit the hardest, has metaphorically squeezed the quality out of programs.
In this moment of high drama when the nation’s attention is focused on Ferguson, it is important to remember something:
The entire saga of Michael Brown’s killing is simultaneously an individual tragedy and a window into the much larger injustice of ongoing white oppression. For the latter concern the particular outcome of the jury’s deliberations are less relevant, though of course the failure of the grand jury to indict Darren Wilson brings tremendous pain to those who have fought to see a trial happen. Do any of us imagine that convicting Darren Wilson of murder would begin to address the larger injustice?